Universal Life Insurance
Universal life (UL) insurance offers clients permanent protection with flexible payments, adjustable coverage, and oftentimes cash value growth.
- Offers flexible death benefits and flexible premiums
- Accumulates cash value at a fixed interest rate, with a minimum guarantee
- May include secondary guarantees for greater security
Choose from these products:
- Principal® Survivorship Universal Life Provider - Designed for clients who want the security of cost-effective, long-term protection on two lives. It’s ideal for clients with legacy and estate planning needs, or business transition needs.
- Principal Universal Life Flex IIISM – Offers flexible coverage with attractive cash value in years 15-30. Ideal for ages 45-75 and face amounts of $1 million or greater
- Principal Universal Life Provider EdgeSM - Offers flexible coverage with optional no-lapse guarantees to age 100. Ideal for ages 45-70 and face amounts of $1 million or greater
3418282-032024